At Bank of America, we are committed to ensuring our policies, products and programs all align to our purpose of making financial lives better for those we serve. We offer access to a broad range of products and services to help make your financial life better. Whether you start with our digital tools or talk directly to one of us, we can help you find what you need.
We have done this in part by creating simple, safe, transparent and easy-to-use financial solutions that give people greater control of their finances. When individuals feel financially secure and are able to achieve their financial goals, communities are made stronger. Whether you're managing money for yourself, your family or a small business, Bank of America has got you covered with a variety of checking and savings accounts and credit cards. Our digital tools allow you to track spending and pay bills anytime, anywhere. And our personal finance resources can help you plan for what’s next.
Through our eight lines of businesses, we focus on helping individuals navigate every stage of their financial lives, working with companies—large and small—to drive the economy forward, and providing insights, ideas and award-winning research for institutional investors.
In 1962, a group of businessmen in a small town in North Florida united together to form First Federal Savings and Loan Association of Live Oak, as a way to provide home loans and savings accounts to their neighbors. Their passion for our local community and drive to give them the best service around has led First Federal Bank to what it is today.
After steady growth in the 1960s, First Federal expanded into Hamilton and Lafayette Counties. In the 1980s, we moved in to Columbia County and later offered our first checking account. By 2010, we expanded our reach within our existing market area, opened the John S. Flood Financial Center (Operations), and opened new branches in Nassau and Baker Counties. In the early 2010s, First Federal branched out to the Florida Panhandle serving Holmes, Jackson, and Washington Counties, and Bay County in 2016. In 2018, we acquired branches in Nassau and Marion Counties in Florida, branches in Beaufort County, South Carolina, and opened a branch in Gainesville, Florida.
From the start, First Federal has been committed to both exceptional service and value. Today, we are a community-based mutual bank that serves over 70,000 customers from 25 community banking branches, mortgage lending offices in Florida, and South Carolina, and SBA and USDA lending offices in the Southeast. Because we are a mutual bank, we are owned by our customers and not stockholders, which allows us to truly focus on our customers’ needs.
Built on conservative yet progressive principles, over the past 5 years, First Federal has increased its business lines to include a mortgage processing company, wholesale lending, specialty commercial financing, warehouse lending, consumer direct lending, and a manufactured housing lending division. This diversity allows First Federal to serve more people and businesses across the Southeast.
First Federal’s business lines all share the common thread of being passionately committed to helping our neighbors and local communities thrive. We offer a range of products and services aimed at giving our customers all the financial tools they need for easy personal and business banking.
Over the last 60 years, First Federal Bank has grown from a local savings and loan institution in Live Oak, Florida, to a multi-faceted bank spanning parts of Florida, Georgia, the Carolinas and Wisconsin. With assets of approximately $3.8 billion and daily liquidity up to $1 billion, we are one of the country’s few community-based mutual banks. Being owned mutually by our depositors, and not shareholders, means we are more responsive to our highly diversified consumer and commercial clients.
We are honored to be named Newsweek's Best Small Bank in Florida for the third year in a row. We have established ourselves as a community and economic partner, investing our time and energy into the markets we serve with charitable giving and volunteering efforts.
Our high quality portfolio is invested in diverse sectors, without exposure to cryptocurrency, and carefully managed by strict policies to ensure it is maintained. Our stable, loyal client base includes significant municipal deposits. We are OCC regulated, FDIC insured and a Qualified Public Depository. BauerFinancial’s 5 Star Rating has been awarded to us annually for over 20 years, showing a record of stability and accountability. We also offer IntraFi Network Deposits to give our customers deposit insurance for balances over $250k.
At PNC, we foster a work environment where employees can thrive while delivering a great customer experience. Here, you’ll be given the flexibility, trust and respect to do things that matter to you and support your career growth, while enabling you to make a positive impact on the people and communities around you.
We all share similar values at PNC. Values that strive for excellence and quality of life, celebrate differences and teamwork, show integrity and respect, and focus on the customers and communities we serve. Despite that, however, we're not all the same. We recognize that it's the collective power of our unique differences that give us our strength. That's why we nurture an open and inclusive culture where each of us feels empowered to make a positive impact on the people around us.
PNC Core Values
For more than 25 years, PNC has had a set of Values that drive our behavior & reflect our priorities. We hold all employees and managers accoundable for demonstrating the Values with customers and with one another. No one Value is more important than another; rather, they - together - represent who we are at PNC.
Employee Business Resource Groups
Employee Business Resource Groups (EBRGs) help drive PNC’s Diversity & Inclusion efforts by fostering an inclusive culture. These groups are formed by employees who share common goals and are open to anyone who supports the mission of the group.
Self-Help Credit Union's mission is to create and protect ownership and economic opportunity for all. We do this by providing responsible financial services; lending to individuals, small businesses and nonprofits; developing real estate; and promoting fair financial practices. We have branch locations in Florida, North Carolina, South Carolina and Virginia.
For over 60 years, VyStar Credit Union has been dedicated to improving the financial lives of our members and supporting the communities of North Florida where our members live and work. This dedication is clearly reflected in our vision to be the primary financial institution for our members and to bring credit union services to more people.