FCHCC is dedicated to helping you have the tools you need to help your business grow and operate.

Visit these categories below for more information.

About our Partners

SCORE Jacksonville

SCORE Jacksonville

SCORE is a national service organization that supports small businesses nationwide. SCORE has a network of over 11,000 volunteers operating in 340+ local chapters around the country. The organization is supported by the US Small Business Administration (SBA). Locally in Jacksonville, our counselors’ skills include: accounting, consulting, distribution, financial planning, franchising, human resources, marketing, operations, publishing, retail sales, strategic planning, sales, consumer products, Internet, technology and nonprofit management, and doing business with the government. SCORE provides support to business owners in several ways, including FREE confidential mentoring for startups and existing businesses, Workshops to help entrepreneurs start and run a successful business, advice on how to get a business loan, and assistance with putting together a successful business plan.

Small Business Development Center

Florida SBDC

The Florida Small Business Development Center at the University of North Florida (Florida SBDC at UNF) provides management assistance and training to any prospective or existing small-business owner in North Florida (Alachua, Baker, Bradford, Clay, Citrus, Columbia, Dixie, Duval, Gilchrist, Hamilton, Lafayette, Levy, Marion, Nassau, Putnam, St. Johns, Suwannee and Union counties). The Florida SBDC Network is state designated as Florida’s Principal Provider of Business Assistance [ § 288.001, Fla. Stat.] and recognized as Florida’s “premier source” for business assistance. With this assistance, clients can become more successful and, in turn, contribute positively to the area’s economic growth and stability. More than 35 SBDC offices operate in Florida from Key West to Pensacola under the guidance of seven state universities, including the University of North Florida, and state colleges.

Small Business Administration

Small Business Administration

The Small Business Administration North Florida District provides help with SBA services including funding programs, counseling, federal contracting certifications, and disaster recovery. We can also connect you to our partner organizations, lenders, and other community groups that help small businesses succeed. This office serves 43 counties in northern Florida. We have offices in Jacksonville and Orlando.

Visit our calendar of events to see upcoming webinars and workshops from these organizations!

Latest Resources

Attention Veterans! SBA is now accepting applications for the Veteran Small Business Certification program. Through this new program, certified veteran-owned small businesses and service-disabled veteran-owned small businesses can compete for set-aside government contracts. The program will be SBA’s primary certification vehicle for all veteran-owned small businesses and service-disabled veteran-owned small businesses, important classifications that enable those businesses to qualify for sole-source and set-aside federal contracting awards. Learn more!

If your small business is in a historically underutilized business zone, you may be eligible to apply for the SBA HUBZone Program which allows businesses to compete for certain government contracts. See a preview of the upcoming HUBZone map, which is changing on July 1, 2023. Learn more!

Are you looking for help to start, grow, expand or recover your business? SBA resource partners like SCORE, Small Business Development Centers, Women’s Business Centers and Veteran Business Outreach Centers are located across the country and can help with your business needs. Learn more!

Small Businesses Can Explore Procurement Opportunities for International Expansion

The U.S. Agency for International Development (USAID) is looking to partner with more U.S. small businesses. As the government’s primary agency for international development, this is an opportunity for small businesses to expand internationally. USAID recently publicized its latest Business Forecast, providing an advanced look at more than 260 funding and partnership opportunities in Washington, D.C., and around the world. Download or search the list of current opportunities here.

The Business Forecast provides information about potential funding and partnership opportunities at USAID and offers partners the opportunity to engage with USAID early in the procurement process. The Business Forecast is issued while activities are still in the planning phase, so the information may change. You can also monitor USAID funding and solicitation opportunities on (for grants and cooperative agreements), (for contract opportunities), and Small businesses can visit to learn more.

SBA Surety Bond Guarantee Program

SBA Surety Bond Guarantee Program

If you own a business in the construction or service industry, you may need a surety bond to guarantee work will be completed. SBA-backed surety bonds can help you compete for larger contracts and grow your business. Learn more!

SBA Government Contracting

Do you have a track record of delivering quality goods and services on time and within budget? Government contracting may be a good fit for your small business. Assess whether your business has what it takes to win a government contract. Learn more!

Sign up for the Verizon Small Business Ready Program today to access exclusive resources and grants for your business!

The United States Hispanic Chamber of Commerce (USHCC), announced its plan to help bring a new online curriculum to small businesses across the Nation: Verizon Small Business Digital Ready. In partnership with Next Street and LISC, the Verizon Small Business Digital Ready online curriculum is designed to give small businesses the tools they need to thrive in today’s digital economy, including access to personalized learning plans, coaching from experts and networking opportunities with diverse, industry-specific businesses. Learn more!

The U.S. Hispanic Chamber of Commerce is helping America’s small businesses as a leader of the SBA Community Navigator Program!

The USHCC is helping America’s small businesses by leading through the SBA Community Navigator network. This national program is called USHCC Navigates Small Business, which supports small, Hispanic and minority-owned companies to better navigate through the challenges and opportunities that will help them grow, thrive, and contribute to public and corporate supply chains throughout our nation’s economy. Learn more about the program and how our affiliated chambers and allies can help you today through readiness, access to capital, counseling, networking, and job and business opportunities – totally for free.

Hurricane & Disaster Recovery Resources

Below are some resources for all those affected by Hurricane Ian and Nicole:

Hurricane Nicole

The Small Business Administration (SBA) wants to help those affected by disasters such as Hurricane Nicole. SBA offers low-interest, long-term loans to homeowners, renters, businesses and non-profits, to cover any damage not covered by insurance or another source.

Homeowners can get loans up to $200,000 to repair uninsured damage to their home, and homeowners and renters can get up to $40,000 for damage to personal property.

Businesses can get up to $2 million for physical damage and economic injury. There is No Cost to apply, and No Interest or Payments for the first year of the loan. After the first year, the interest rate for Hurricane Nicole is as low as 2.3% for homeowners and renters, and as low as 3.3% for businesses. For more information, download the SBA Disaster Loan Fact Sheet here and Economic Industry Disaster Loan (EIDL) Fact sheet here, or visit

Hurricane Ian

The U.S. Small Business Administration (SBA) announced it will extend its deadline to Jan. 12 to give Florida businesses and residents more time to apply for federal disaster loans for physical damages that occurred from Sept. 23 through Nov. 4 due to Hurricane Ian.

The disaster declaration includes the Florida counties of Brevard, Charlotte, Collier, DeSoto, Flagler, Glades, Hardee, Hendry, Highlands, Hillsborough, Lake, Lee, Manatee, Monroe, Okeechobee, Orange, Osceola, Palm Beach, Pasco, Pinellas, Polk, Putnam, Saint Johns, Sarasota, Seminole and Volusia, which are eligible for both Physical and Economic Injury Disaster Loans from the SBA. Small businesses and most private nonprofit organizations in the following adjacent counties are eligible to apply only for SBA Economic Injury Disaster Loans (EIDLs): Alachua, Bradford, Broward, Clay, Duval, Hernando, Indian River, Marion, Martin, Miami-Dade, Saint Lucie and Sumter.

SBA Customer Service Representatives are available at the Business Recovery Centers to answer questions about the disaster loan program and assist business owners in completing their applications or applying for reconsideration. Due to the ongoing COVID-19 pandemic, the SBA has established protocols to help protect the health and safety of the public. All visitors to the BRCs are encouraged to wear a face mask.

Interest rates are as low as 3.04 for businesses, 1.875 percent for nonprofit organizations, and 2.188 percent for homeowners and renters, with terms up to 30 years. Loan amounts and terms are set by the SBA and are based on each applicant’s financial condition.

Applicants may apply online using the Electronic Loan Application (ELA) via SBA’s secure website at and should apply under SBA declaration # 17644.

Florida Blue Resources

Florida Blue Foundation, Florida Blue, and their parent organization, GuideWell, announced an initial $1 million donation to support relief and recovery efforts in Florida and Puerto Rico to help communities impacted by the widespread destruction caused by Hurricanes Fiona and Ian. The funding will be focused on areas hardest hit by the storms. Donations will be provided to general funds of local, regional, and statewide nonprofit organizations able to allocate funding where it is most needed once storm damage has been fully assessed.

Learn more about available community resources for Florida residents. Donations can also be made to the American Red Cross and Volunteer Florida.

The Florida Bridge Loan program and SBA disaster loan programs have been activated. These programs are available to small businesses and individuals impacted by Hurricane Ian. Put in your zip code to find local support.

More Disaster Resources

To view the Small Business Administration. Hurricane Ian disaster assistance information including; filing deadlines, different types of assistance available, and a list of counties eligible for SBA disaster loans, click here.

Connect with the Emergency Support Function for your county. If you are not connected with the ESF-18 (Emergency Support Function) for your county, now is the time to make the connection (even if you are not in an affected area, you should still have this connection for future emergencies). If you don’t know where the EOC office is in your county click here.

SBA Resources

According to the Export-Import Bank of the United States, nearly 42% of all U.S. exporters have fewer than 19 employees. If you’re a small business owner thinking about exporting, SBA has resources to help you along the way. Learn more!

Small Business Digital Alliance

Small Business Digital Alliance

As part of the Small Business Digital Alliance, Fortune 500 companies have provided free tools and resources to help small businesses go digital and grow. Explore resources to help you market your business, set up an online store, get digital coaching and more. Learn more!

SBA Digital Learning Center

Whether you are looking to start a small business or expand your current one, SBA’s digital learning platforms, including Ascent, the free online learning platform for women, have everything you need to educate yourself on entrepreneurial best practices and available financing options. Start your learning journey today.  

Small Biz Tip Series

Watch/Listen to some of previous Small Biz Tips Series conversations below:

  1. Derrick W. Smith, Jacksonville SCORE Chapter Chair on what you can do to start a business. Click here to Watch!
  2. Rosalind Bryant, Lender Relations Specialist as she discusses tips to help your small business acquire a business loan. Click here to Watch!
  3. Jonel Hein, Deputy District Director as she speaks about pandemic recovery tips as part of their Small Biz Tips Series. Click here to Watch!

Build America Buy American

The U.S. government is the world’s largest customer. It buys all types of products and services — in both large and small quantities — and it’s required by law to consider buying from small businesses. Learn about government contracting assistance programs to help small businesses sell products and services to federal agencies. Learn more!

Building a Better America – a Bi-weekly Series

Join SBA and Public Private Strategies Institute for a series of bi-weekly webinars to learn about programs and services to help you grow your business.  

Small Business Digital Alliance Publishes Library of Free Digital Tools from National Members, Fortune 500 Companies Available to Small Businesses

The Small Business Digital Alliance (SBDA), a new public-private co-sponsorship between the SBA and Business Forward, Inc., published a comprehensive suite of free resources to help small businesses expand their customer base, manage their growth, find and retain talent, and enter new markets. These resources are being provided by some of America’s most respected leaders in business, government, economic development, and other aligned spaces. The SBDA previously announced its first slate of events and national members, including: Amazon, Comcast, Google, Meta, PayPal, Principal Financial Group, Square (Block, Inc.), TriNet, Venmo, Verizon, Visa, and ZenBusiness. Since launching, the SBDA has brought on LinkedIn and Microsoft as national members. Click here to learn more!

How to access the SBDA’s Digital Resource Library

Small businesses can navigate the SBDA national members’ tools and resources through the library for more personalized learning by visiting The library will be updated monthly with new resources throughout the year.

Learn more about SBA’s programs and services related to cybersecurity, visit To find additional SBA local resources, visit

Paycheck Protection Program borrowers: If your loan is $150,000 or less, you may be eligible to apply for direct forgiveness through SBA using their online portal. Follow the steps below.

  1. Find out if your lender is participating. 
  2. Watch a video about how to use the portal.
  3. Apply for forgiveness.

For additional information, visit the SBA website.

SBA Lending

North Florida lenders approved a total of 320 loans for an approximate total of $257.8 million dollars so far in FY 22. 

Health Resources

Florida Blue Health Resources

New and updated resources are now available and include the following:

  • The American Dream Prosperity Index identifies both common and local challenges affecting most states and many counties. It is built on 230 distinct measures from over 90 different sources and grouped under 49 themes. Information is available on Florida and its 67 counties.
  • Congressional District Health Dashboard is a new online tool that provides health and social data for all 435 congressional districts across the country. The Dashboard incorporates 36 key measures of health along with conditions that affect health.
  • Giving in Florida provides an in-depth examination of the charitable giving patterns, priorities, and attitudes of Florida households and provides insights into giving patterns in 2021. The study is a collaboration among Florida Nonprofit Alliance, the Jessie Ball duPont Fund, and the Indiana University Lilly Family School of Philanthropy.
  • Robert Wood Johnson Foundation provides a list of curated interactive tools that provide data, research, and wisdom that can help shape healthier, more equitable, and more just communities.

Wolfson’s Children’s Hospital of Jacksonville / Baptist Health
“On our Sleeves”, the Movement for Children’s Mental Health

“Understanding Depression and Anxiety” / “Entendiendo la depresión y la ansiedad”
On Our Sleeves is the national movement to break down the stigmas around children’s mental health. In association with On Our Sleeves, Wolfson Children’s provides free, easy-to-use educational tools and resources in the internet to increase mental wellness, manage mental health conditions, and prevent crises. Depression is different from ordinary sadness because it lasts longer and is felt more strongly. It causes significant changes in daily activities and can increase the risk of suicide. / On Our Sleeves es el movimiento nacional para romper los estigmas en torno a la salud mental de los niños. En asociación con On Our Sleeves, Wolfson Children’s proporciona herramientas y recursos educativos gratuitos y fáciles de usar en el internet para aumentar el bienestar mental, controlar las afecciones de la salud mental y prevenir crisis. La depresión es diferente de una tristeza común porque dura más tiempo y se padece más fuertemente. Causa cambios significativos en las actividades cotidianas y puede aumentar el riesgo de suicidio.

Download the flyer here for more information.

Resource Tools for Women Entrepreneurs

SBA announced the launch of Journey 6 of the Ascent e-learning platform focused on educating women business owners about venturing into government contracting to help expand their businesses. The Government Contracting Journey 6 identifies opportunities and prepares businesses to pursue those prospects. The new journey has six components or excursions:

  • Government As Your Customers – helps the user understand government as a customer.
  • Government Contracting Opportunities – evaluates contracting opportunities with local, state, and federal governments.
  • Government Subcontracting Opportunities – helps to identify subcontracting opportunities.
  • Set-Aside Certifications – guides the business through what is needed to plan and pursue federal government contracting certifications.
  • Federal Solicitations – analyzes the components of the federal solicitation process
  • General Services Administration (GSA) Contracts – analyzes opportunities for GSA contracts.

Visit and register for your free access today. For additional opportunities on how women entrepreneurs can start, grow and recover, visit or contact your local SBA District Office.

Business Training Opportunities

USHCC encourages you to sign up for FREE courses from the Verizon Small Business Digital Ready Program. Learn more here.

Upcoming SBDC Online Training Events: click here to check out their new Video Library with all webinar recordings.

Career Coach – Florida State College at Jacksonville – take a Career Assessment to learn about yourself and Career Coach will give you career suggestions based on your interests.

CareerSource Northeast Florida

SBDC at UNF Resources

Upcoming SBDC at UNF Training Events. Be sure to click here to check out our new Video Library with all webinar recordings!

The Florida SBDC at UNF provides business owners with confidential consulting and training in all aspects of business startup, management and growth…from business plans and marketing strategy to financial analysis and lending options, we have a consultant ready to help make your business dreams come to life. Appointments are open during non-business hours – so you can meet with us in the early morning or after work or even over the weekend, we’re here to help you with your business needs!

Your entrepreneurship journey with the Florida SBDC at UNF starts by simply clicking on the button below and getting registered in our system. As soon as you register, we will get you connected to one of our consultants. One-on-one consulting is provided at no-cost and is currently held virtually.

Click here to make an appointment! Or, contact them directly to learn more at 800-450-4624 or email

Upcoming Business Webinars/Workshops

Keep up with upcoming webinars, seminars and workshops!